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Real-Time Payments for All Financial Institutions

RTP® from The Clearing House is a real-time payments platform that all federally insured U.S. depository institutions are eligible to use for payments innovation. With mobile technology and digital commerce driving the need for safer and faster payments in the U.S., financial institutions of all sizes are taking advantage of the RTP network’s capabilities to create or enhance digital services for their corporate and retail customers.
RTP Quarterly Activity 2Q25 
2Q25
  • 107 million transactions for $481 billion
  • 8% volume growth and 195% value increase
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RTP Network Ecosystem

As the volume of the RTP network continues to grow, so have the number of financial institutions that have joined the real-time payments revolution and the number of technology partners, funding agents, and core banking providers that are working to provide depository institutions of all sizes with connections to the network and RTP-related services.

 

RTP Participating Financial Institutions and Routing/Transit Numbers

 

Access the full list of RTP network participating financial institutions.

Access all RTP enabled Routing/Transit Numbers.

RTP Deposits Value Calculator

Use the RTP Deposits Value Calculator to estimate the deposit value RTP Payments could generate for your institution based on asset size.



Average Annual Deposits Value:

Average annual deposits are based on actual RTP volumes and values and are provided for informational purposes only. Actual RTP transaction volumes, values, and deposits may vary by institution.


ADP Kristin S. Walle
SVP, Global Payments & Compliance/
Compliance Services, Shared Services
 
Leizl Mendiola
VP, Risk & Compliance
 
Conduent Kathy Mertes
VP, Conduent Digital Payments
 
Computershare Kyle Hermenegildo
Head of Treasury Operations -- North America
 
Elytus Matthew S. Hollis
President
 
Global Holdings, LLC Michael W. Riggin
Chief Risk Officer & CCO
 
Gold Medal Environmental Andrew Kirk
CFO
 
Michigan State University Jeff Rayis
Director of Treasury and Financial Management
 
Nationwide Insurance Timothy Dwyer
VP, Assistant Treasurer
 
Hope C. Hacker, CTP
AVP, Assistant Treasurer
 
Planet Nine Private Air Karen Reiff
CFO
 
Sysco Corporation Carrie Reyna
Director, Global Treasury Operations
 
Target Corporation Perry Starr
Director, Payment Acceptance
 
Verizon Attie Muse
Director, Payment Strategy & Operations
 
 
 

The above-identified Technology Providers, Funding Agents, and Corporate Advisory Group members are provided for reference only.  Accordingly, The Clearing House does not hereby endorse, recommend, or make any representations or warranties of any kind with respect to such entities or their respective products or services.