Nacha has just released their first Operations Bulletin of the year. The bulletin talks about utilizing same-day ACH windows for faster returns as a possible benefit to RDFIs and to the ACH Network. You can gain access to the bulletin, by clicking here and logging in to your account. All bulletins are found under MyAccount/ Members Only: Access Rules Updates and Supplements.

There are two very important deadline all financial institutions should be aware of for this July: 

1. July 1, 2025 the updated Regulation CC Funds Availability thresholds go into effect. 
   •  Need more information? The CFPB has provided a helpful summary chart that shows what these new thresholds will be. The Federal Reserve site provides more details as well as access to the final rule. 
     
     
2. July 14, 2025 the ISO20022 Implementation will go into effect for FedWire Funds Service
   •  View the ISO20022 implementation center for all the lastest information

The TCHPA team is always hard at work to provide you resources that you need, based on what we hear in the industry. Our Payments Store has recently been updated with new member resources: 

• Reporting Fraud Resource
• Understanding Business Email Compromise Resource

Periodically check the products available in the store. It's constantly being updated.