Insights

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New to RTP? Start with Receive Only

May 20, 2019

Smaller banks dipping their toes into the real-time payments waters should consider getting their feet wet with this one-way transaction.
Avidia Bank Views Payments as a Competitive Advantage and Moves to Join the RTP Network

May 17, 2019

The Hudson, Mass. lender is the first smaller bank to announce it is signing up for the nation’s newest real-time payments network.
The Fed is Throwing the Real-Time Payments Debate into Disarray

May 15, 2019
Apps Built on the RTP Network Help Customers Avoid Predatory Payday Loan Fees

May 14, 2019

The adoption of real-time payments can save working Americans billions.
A Fed Faster Payments System Could Do More Harm than Good

May 10, 2019

If the Federal Reserve’s new payments system fails out of the gate, the results will be worse than if the market had been left to its own devices.
The Fed Can’t Regulate and Innovate at the Same Time

May 08, 2019

The idea that a Fed real-time payment system will enhance competition ignores a key point - it will slow innovation
Can the Fed realistically deliver a faster payments system?

April 26, 2019

A faster payments system built by the Federal Reserve is a complex proposal that will take years to build, delaying the benefits of faster payments to all Americans.
Should the Fed deliver a faster payments system?

April 25, 2019

Industry experts disagree what role - if any - the Federal Reserve should play in the building of a faster payments system.
Beware the drawbacks of a Fed-operated real-time payments system

April 12, 2019

A new payment system might sound good paper but would be disastrous in reality, argues TCH’s Jim Aramanda.
Smaller banks see TCH outreach as a good sign

March 29, 2019

Community banks and credit unions welcome a place at the table when it comes to the strategic execution of the RTP network.

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