This session explores how the writing and signature requirements in the Nacha Operating Rules (and Regulation E for preauthorized debits) can be satisfied in compliance with ESIGN. Participants will leave with practical guidance to confidently implement, audit, and operationalize digital authorization processes that withstand legal scrutiny in an evolving payments environment. 

This session provides a review of recent ACH Rule changes and a preview of the ACH Rules that will become effective in 2026